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Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That's probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately.
It's that time of year again, the time of giving and receiving. We show love and appreciation for the people in our lives by presenting them with tokens of affection, usually in the form of presents. Likewise, we receive gifts. Some are delightfully simple and sweet, another hand-knit sweater from Aunt Margie, while others may be flat-out fancy diamond necklace from the husband, for example. When the euphoria that comes with receiving a truly great present dies down, it's time for those in Virginia to think about protecting it. It is, after all, another asset, and should be treated as such.
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Ocean marine insurance is sometimes referred to as "wet" Marine Insurance. Since Ocean marine insurance is designed for property transported by water it would seem to make sense that Inland Marine Insurance would apply to goods and property transported by land and could be called "dry" Marine Insurance. That is accurate enough but not nearly a complete description of Inland Marine Insurance.
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