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Last month's New Year celebrations had good cause; we have a chance to be grateful for the years behind us as we look forward to the years ahead. Chances are, as we clinked champagne glasses with friends and family, the idea of not being around to celebrate with them next year never crossed our minds.
Starting a family is a momentous and joyful occasion. But it can also be quite daunting for some, especially when it comes to the financial aspects involved. Frequent questions include: How much is this all going to cost? What type of insurance will I need?
Getting married this summer? Read on for ways that marriage affects insurance and other financial considerations to handle before tying the knot...
The season of love is always a reminder to think about heart health. Here are some of the latest advances in cardiac care and prevention, plus some interesting heart facts.
You're expecting, and there's so much to consider: pink, blue or gender neutral colors for the baby's room? Which parent will stay home, or will daycare be an option? Midwife, birthing center or hospital? Another thing you may want to think about before your new bundle of joy comes into the world is how it will affect your insurance. You'll be surprised at all the different ways having a child can impact all different types of insurance. Here are a few:
When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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If you're heading for retirement or even if it's a ways off, you might already be writing that bucket list of things to do and places to see as soon as you don't have to show up to work every day. But before that happy day arrives, there's a different list of things you should cross off to ensure that your golden years are truly carefree.
Stroke is the fifth leading cause of death in America; but according to the National Stroke Association, up to 80 percent of strokes are preventable. Here's all you need to know about stroke, from symptoms to solutions.
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According to the Centers for Disease Control, "Tobacco use remains the single largest preventable cause of death and disease in the United States." Over 42 million Americans smoke, and nearly 80 percent of those have a daily habit.
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It has been 50 years since the U.S. Surgeon General released his report on smoking and its negative effects on health. During the ensuing half century, there's been a massive shift in public attitude toward smoking, as well as a significant change in the number of smokers. People still smoke, of course, and psychology is central to understanding the impulse as well as kicking the habit. Dr. Sherry McKee, a researcher focusing on gender differences and smoking, shared the following discoveries in January:
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It turns out that few of us in Virginia are as unique as we might like to think. Each New Year's Day, the common longings that unite us all come to the surface in the form of our resolutions, many of which are identical from one person to the next. How many of the top ten most common New Year's resolutions sound familiar to you?
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Like it or not, the vast majority of us in Virginia have become dependent on our cell phones. We rely on them not just as tools of oral communication (in fact, actually talking on the phone seems to be increasingly rare), but as tools for sending texts and emails, as both still photography and video cameras, as notepads, as gaming systems, as maps, and as music players. Indeed, today's cell phone is a far cry from the behemoth model of yesteryear, complete with its adjustable wire antenna; a cutting-edge contemporary does virtually everything!
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Hockey is a notoriously rough sport, and no part of the body is more vulnerable to injury by that cold, hard ice or that fast-flying puck (not to mention a fellow player's fist or elbow) than the head. Concussions abound in the NHL, with more and more-many of them undocumented-happening every year. Former hockey star Keith Premeau, who suffered at least four concussions during his career, told the L.A. Times in 2011 that his career was cut short by his head injuries. "[T]here isn't a day that goes by that I don't sense I've damaged my brain," he said. This is sad, but not surprising, as concussion-related symptoms can last for years.
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Insurance can be a tricky business. Shopping for can feel intimidating because there are so many providers and plans to choose from, so much fine print...and so many misconceptions! Yes, myths abound in the insurance world, and they are perpetuated as readily and colorfully as any fairy tales or legends.
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Resolving to make improvements to your health and habits in 2013 can do more than just improve your longevity, your quality of life, your appearance, and your attitude; it can also work to put more money in your pocket! How? Well, in addition to all the cash you'll save by foregoing that daily double mocha with whipped cream, you can also reap the benefits of having decreased insurance rates. That's because many insurance providers will give you a break if you make changes for the better. For example:
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March is National Nutrition Month. This means that not only will many of us give our homes a good spring cleaning in the next few weeks, but some of us will also approach our dietary habits with the same spirit of revitalization. Doing so will not only help to ensure better physical health and improved quality of life; it may also have a beneficial effect on your health insurance.
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