weather safety

The following blog posts have the category Weather safety

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A woman working out outside in the coldThose in colder climates don't have to hibernate in the gym all winter to break a sweat. Instead, with the right gear and know-how, you can take your workouts outdoors for the ultimate mind-clearing energy boost. Here are some tips for braving – and actually enjoying – outdoor exercise in the snowy season.

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Cute child with sunscreenLet's face it... the days of soaking up the sun for that "healthy tan" are clearly over. Fears of skin cancer – namely melanoma – have overridden most peoples' desire for sun-kissed skin. But in the summer, when outdoor adventures like hiking, biking, and water sports beckon, many tend to spend a lot of time in the sun doing what they love.

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RV Ready: Spring maintenance for summer funAs winter thaws into spring blossoms, summer beckons with backyard cookouts and campfires under the stars. Like many people in Virginia, spring also means an overhaul of all the recreational toys and gear that make those summertime adventures comfortable, including the family camper. Here are some considerations when readying your RV for all the camping and travel expeditions ahead.

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All About DroughtIt's a subject we hear a lot about these days in the news: Drought. According to drought.gov in March of 2022, over 58% of the lower 48 states are currently in a drought. With a collective global force greater than all other natural disasters in the past 40 years, droughts around the globe eventuate in as much deadly destruction as any other extreme weather event. Droughts can be declared in as few as 15 days and can last a week, a month, a year, or longer.

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Creating Your Own Emergency Supply KitAs youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Virginia, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.

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Pet Care 101: Tips for Hot Weather HandlingPets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.

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Avoiding Summer Heat-Related IllnessesHeat-related illnesses are serious business. When left untreated, the symptoms of heat exhaustion can turn into heatstroke, which is life-threatening. During the prime summer months, this can be a big problem and one that can creep up on you, since the signs and symptoms of heatstroke can often look like something else. With normal summer temperatures slowly increasing around the globe, it's even more important to understand how heatstroke occurs and how you can prevent it.

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A Day at The BeachWhile the summer of COVID-19 continues, many Americans are looking for ways to get their recreation and vacation fixes without putting themselves at risk. Having a good old-fashioned day at the beach is a great option. Whether you're trying to minimize the risks of the virus or a jellyfish sting, make sure to follow these guidelines during your excursion to stay safe and protected.

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Snow, Ice, and RoofsThere are a variety of potentially serious and costly problems that can happen when you allow too much snow to pile up on your roof: water damage, leakage and in some extreme cases, collapse. If you're a homeowner who lives in a wintry climate, it's important to understand how snow and ice can impact your roof, preventative measures, and when to take action.

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10 Tips for Driving in a SnowstormEven if you're used to it, driving on ice and snow can be nerve-wracking even during clear skies. But when a storm rolls in, driving can get extremely scary, as well as dangerous. Whether you live in a climate that gets severe winter weather or are just traveling through one, here are some tips for safer driving in a storm:

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Bundle Up For Winter: Insurance Policies for Home, Recreation, Travel & MoreWe've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.

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Top 10 Tips to Make Sure Your Car is Winter Ready In many areas of the U.S., freezing temperatures, icy roads, and stormy driving conditions are on their way. And while winter weather might be lovely to look at from inside a cozy house, it's not much fun to drive in. Make sure your automobile is up to the challenge by getting it winter ready.

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Winter Homeowner SafetyFor those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies. Making sure your home is well-maintained inside and out will keep you safe and protected through the winter season. Here's how to get ready:

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Unpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Whether you're going about your daily tasks, celebrating the holiday season, or taking part in fun winter activities, here's how to make sure you're safe and protected.

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Extreme heat can be fatal. Already this year, 29 children have died from being left in hot cars, and hundreds of adults die each year from heat stroke or other conditions that are made worse by the high temperatures. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.

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Cold AnimalIn regions with any kind of wintery weather, you probably know exactly how to prepare for and navigate the unique risks caused by snow, ice, and low temperatures. And since they can't change the thermostat or put on cold weather booties, your pets count on you to get them ready for the season, and to keep them safe through the cold winter months.
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June is National Safety Month and a great time to review your personal safety profile to find out how you can minimize the risk of accident or injury. Due to multiple factors, summer is a time of year when the risk of many common hazards increases.

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In the U.S., melanoma diagnoses and deaths are on the rise, especially among women under the age of 30. With increased education and treatment, it's possible to reverse this trend. Read on to find out how you can decrease your risk of melanoma and help to educate others in honor of Skin Cancer Detection Month.

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Watching a disaster like Hurricane Katrinaunfold on national television inspires compassion and a desire to help. But most people in Virginia still believe that something like that won't happen to them, until it does. Resolve to keep your family healthy and safe in the new year by taking these steps to prepare for a serious emergency or natural disaster:

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There are plenty of potentially hazardous activities that go along with the holiday season and the start of winter, such as stringing up Christmas lights, navigating the icy roads, and hopping on those skis or other snow sports equipment, just to name a few. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways and sidewalks.

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After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning. Here's what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim and making repairs so that weathering your home's recovery is as painless as possible.

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Sleeping under the stars, hiking, swimming, and toasting marshmallows are activities many folks look forward to every summer. But getting back to nature offers its own set of risks. By understanding the following common camping mishaps, you can make it much more likely that your summer outdoor excursions will only include the fun and exhilarating kind of adventures, instead of the emergency-room kind.

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After the dark days of winter, it's a relief to see the sun and tempting to stay outdoors basking in its rays as often as possible. But before you put on your swimsuit, it's a good idea to review sun safety for both adults and children, so that those sunny summer days don't lead to unwanted, and unnecessary, negative consequences.

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Spring has sprungApril showers eventually bring May flowers, but in the meantime, wetter and warmer temperatures can cause a variety of hazards along the way. Here are some common spring safety issues, and ways you can prevent their potentially harmful consequences:
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avalanche danger signAlthough avalanche danger doesn't affect most of us on a day-to-day basis, there's something fascinating and terrifying about the possibility of being buried beneath a tidal wave of crashing snow. It's easy to think an avalanche won't happen to you, but it isn't impossible: just last year a massive slide was triggered in a neighborhood in Missoula, Montana, resulting in one fatality and severe damage to several homes.
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hurricane over cubaCalculating the cost of natural disasters and extreme weather events is a complex process that takes a myriad of factors into account, including insurance payouts, lost income, property damage, and lives lost. In most cases, the cost of damage caused by these events far exceeds insured losses. Read on to find out some of the most surprising and significant facts about weather and insurance in the United States and around the world.
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They come in all shapes, sizes, and styles, from the rounded-off, vintage "teardrop" types to the mirror-shiny Airstreams and the clever pop-up models. Some are strictly no-frills, utilitarian shelters for lonely fishermen to park by the river for a few days; others are incredibly appointed bastions of luxury that seem as long as a city block and can keep a family of 12 comfortable and. Summer is at its peak, and it's not just the hot sunshine, sandals, and barbecues that remind us; it's the amazing assortment of travel trailers moving all over the U.S. highways. Families love to travel in the summer, and what better way to do it than with a mobile house on wheels towed behind your car or truck, providing all the comforts of home in virtually any new locale you desire?
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Nobody in the Virginia wants poor old Santa to emerge from the chimney looking like a scary, sooty monster. Now that the weather is truly chilly and the generous man from the North Pole is on his way, it's time to think about your chimney and/or make sure your wood stove is in fine working order. Hiring professionals to do this for you is certainly one option, but during a time of year when your pocketbook is already likely to be a bit on the depleted side, you may be motivated to do it yourself. Here are some tips for safe and effective DIY assessment and cleaning of chimneys and wood stoves:
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Thanks to a certain well-known and widely-loved MGM musical featuring a scarecrow, a tin man, and a cowardly lion, many of us, especially those who dwell on the East or West Coast, have thought of tornadoes as little more catalysts for traveling "over the rainbow" to a colorful world populated by munchkins and flying monkeys. But those who have experienced actual tornados know they are more the stuff of nightmares than the stuff of Technicolor fantasy. And on May 20th of this year, the entire nation saw just how devastating a tornado can be when we witnessed the tragedies in Moore, Oklahoma.
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We all know that pollution affects the soil, air, and water in our outdoor environment. Many of us in Virginia have taken measures to minimize harm to our planet, but what about our indoor environments-the places we call home?
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There's no doubt that your lifestyle choices can make you healthy or unhealthy. And, unsurprisingly, your environment has enormous influence over your lifestyle. We've all heard that certain nations and even states have healthier populations than others, but even your neighborhood can help to make or break your health. In fact, studies have indicated that life expectancy can differ by as many as ten years from one neighborhood to the next, even if those neighborhoods are side by side!
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If you are a business owner in Virginia who pays for your employee's health coverage and sick leave, you have good reason to motivate these employees to stay healthy. Good employee health translates to good financial health for you and your business!
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It's fitting that the month during which we celebrate Earth Day is also National Lawn & Garden Month. Spring in Virginia is finally in full force, and this is the ideal time to nurture and beautify your own small patch of earth-your yard or garden. Here are some earth-friendly ways to turn your outdoor living space into a paradise. If you live in an apartment and don't have your own patch of land, consider implementing these ideas in a community garden that you can share with neighbors!
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In many parts of the country, water abounds as winter winds down. Melting snow and rain seem to make the whole world a watery place. Slushy, icy environments are common, making roads hazardous and driving a dangerous proposition. But too much water can even create problems in what seems like the safest of all places: home. When the quantity of water in and around your home is too much for your water removal systems to deal with, you have what is known as water back up.
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Those of us in Virginia who took our Drivers' Ed classes in decades past certainly remember the oft-repeated phrase "ten and two." Ten and two is a kind of code for the positions one's hands should take on a steering wheel. If the steering wheel is a clock, we were all told that you should place your right hand at two o'clock and your left at ten o'clock. Keeping your hands thus positioned would enable you to steer effectively and retain the greatest control over your vehicle. Ten and two! It's practically gospel, right?
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Insurance can be a tricky business. Shopping for can feel intimidating because there are so many providers and plans to choose from, so much fine print...and so many misconceptions! Yes, myths abound in the insurance world, and they are perpetuated as readily and colorfully as any fairy tales or legends.
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Those of who live in cold climates get to enjoy the fresh, crystalline beauty of a snowy, icy landscape. Sometimes, a mere glimpse out the window reveals an outdoor winter wonderland of sorts, one where all is white and shimmering, where pine boughs are weighed down by heavy clusters of snow, and long, pointed icicles dangle from the eaves. There can be a downside to all this beauty, however. As much pleasure as they can give, snow and ice can also cause damage to your property. Here's how you can protect your home from ice and snow damage:
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A few years ago, Hurricane Ike tore through the Bolivar Peninsula in Texas, leaving almost nothing but rubble in its wake. Before the hurricane, some 200 homes had proudly stood along the peninsula's coastline, their inhabitants enjoying idyllic lives on the beach. But after Ike had wreaked his havoc, only 10 of those homes remained standing. Some of the surviving homes had lost power, and their decks had blown away; one sustained roof damage. But all were move-in ready soon after the storm had passed.
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Earth Day is April 22, 2012. It's a time for those of us in Virginia to celebrate the miraculous beauty of our precious planet and all its offerings, as well as to make changes to our own habits and lives that will help to preserve the earth for many generations to come. Making such changes will not only benefit the planet; they will benefit you, and all of its present and future inhabitants.
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John Robins -

Americans tend to be an optimistic bunch—which is typically a good quality to possess. A key exception, however, concerns our impressions that we are very unlikely to ever experience a devastating natural disaster. As you know, 2011 has already proven to be one of the very worst for natural catastrophes in decades. This reason alone should cause you to systematically consider your exposure to natural disasters and take sound action to mitigate these types of losses if one were to occur. Here are a few ideas for properly handling your exposure to natural disasters.
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No matter where we live we all need to be aware of the extra precautions necessary to safe winter driving. Those of us living in climates where winter is non-existent or an infrequent visitor may need to take special heed. We don't get much practice driving on ice or in snow but business trips or vacations may require us to drive in foreign conditions. It's better to prepare ahead rather than rely on a crash course (sorry for the pun).
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Be prepared for storm season by knowing where to tune for weather updates, what to do before, during and after a storm hits.  Go over your Hurricane Property Preparation Checklist to make sure you have time to complete all necessary preparations. Even in high hurricane winds, preparation can mean the difference between minor damage and devastation.

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Exactly what is a tornado and what is a near tornado?  When it comes to personal safety, it hardly matters.  Even relatively wean tornadoes can be devastating, causing tremendous property damage.  Learn a few facts about tornadoes and what you can do to keep you and your family safe before, during, and after a tornado.

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